At FCB, we’re committed to providing you with the tools and guidance you need to make informed investment decisions, ensuring a prosperous future.
Traditional and Roth IRAs are both powerful tools for retirement savings, each with their own unique benefits. With a Traditional IRA, you contribute pre-tax dollars, enjoying tax-deferred growth until retirement. Roth IRAs, funded with after-tax dollars, provide tax-free withdrawals in retirement. Your choice depends on factors like current tax situation and long-term financial goals.
A simplified employee pension plan through First Community Bank allows both employer and employee contributions, similar to a 401(k) plan, but with lower contribution limits and simpler (and thus less costly) administration.
U.S. Savings Bonds are a reliable and low-risk investment option issued and fully backed by the U.S. Government. They provide a safe way to save for the future with guaranteed returns. Cost is half the face value. Available face values are, $50, $75, $100, $200, $500, $1,000 and $10,000. Whether you’re planning for education expenses, building an emergency fund, or simply looking for a secure investment, U.S. Savings Bonds offer peace of mind and financial stability.
