Flex Community Checking

A personal checking account designed for individuals who want to take advantage of the ease and convenience of on-line banking services and avoid the worry of a monthly service charge*. Our Flex Community Checking Account comes with a Courtesy Protection Service.

This account is easy to open with only $100.00 and offers the following features:

  • Unlimited check writing***
  • Free direct deposit
  • Free MasterCard Community Check Card
  • Free 24 hour Telebank
  • Free 24 hour Online Banking

*To avoid an $8.00 monthly service charge use three of the following services:

  • Sign up for e-statements (includes images of checks & deposits)
  • Use your MasterCard Community Check Card at least five (5) times per month
  • Originate one (1) ACH debit or credit per month (that means have one direct deposit or have at least one bill payment debited from your account each month)
  • Log on to internet banking at least once per month
  • Use FCB’s on-line bill pay product on a monthly basis ($5.95 monthly fee for service will apply)
  • OR maintain a $750.00 minimum daily balance

**NSF charges will apply. Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft. Not all accounts are eligible and restrictions apply. Read more about our Courtesy Overdraft Privilege Program

*** No cancelled checks or check images provided in your monthly bank statement but will be provided if you sign up for e-statements.