A personal checking account designed for individuals who want to take advantage of the ease and convenience of on-line banking services and avoid the worry of a monthly service charge*. Our Flex Community Checking Account comes with a Courtesy Protection Service.
This account is easy to open with only $100.00 and offers the following features:
- Unlimited check writing***
- Free direct deposit
- Free MasterCard Community Check Card
- Free 24 hour Telebank
- Free 24 hour Online Banking
*To avoid an $8.00 monthly service charge use three of the following services:
- Sign up for e-statements (includes images of checks & deposits)
- Use your MasterCard Community Check Card at least five (5) times per month
- Originate one (1) ACH debit or credit per month (that means have one direct deposit or have at least one bill payment debited from your account each month)
- Log on to internet banking at least once per month
- Use FCB’s on-line bill pay product on a monthly basis ($5.95 monthly fee for service will apply)
- OR maintain a $750.00 minimum daily balance
**NSF charges will apply. Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft. Not all accounts are eligible and restrictions apply. Read more about our Courtesy Overdraft Privilege Program
*** No cancelled checks or check images provided in your monthly bank statement but will be provided if you sign up for e-statements.